Financial inclusion, the equitable access to and usage of financial services by all members of society, remains a critical challenge worldwide. The advent of Fin-tech has emerged as a powerful tool in addressing this issue. This research paper explores the influence of Fin-tech on global financial inclusion. The study focuses on a comparative analysis between developed and developing countries, examining how digital payments have enhanced access to financial services. With financial data from key countries, such as India, Kenya, Sweden, Brazil and china. The paper analyzes both the successes and challenges of adopting these systems. By evaluating government policies, technological innovations, and socio-economic factors, the study provides insights into how digital payments have helped bridge the financial divide globally and what further measures can improve accessibility. The study explores the key drivers, challenges and opportunities associated with digital financial inclusion, focusing on the role of mobile money, e-wallets, and other innovative technologies and examine the role of Fin- tech in promoting global financial inclusion,comparing the impact across various regions and socio-economic contexts.