Year: 2017 | Month: June and December | Volume 3 | Issue 1and 2
Role of Self-Help Group as Micro Financial Intermediaries in Narsinghpur District of Madhya Pradesh
Abstract:
The present study initiated “Role of self-help groups as micro financial intermediaries in Narsinghpur district of Madhya Pradesh.” In Narsinghpur district 818 SHGs are functioning and all self-help groups are credit linked to different banks & NGOs. In this district, it appears that all kinds of groups are linked to banks. So, it is felt to choose three blocks namely Narsinghpur, Kareli, & Gotegaon of this district to assess the performance of SHGs. From a block three SHGs was selected from second stage and two from third stage of SHG. Thus, the total of 15 SHGs was selected from the three selected blocks randomly, which are functioning for the last 3 years and which are linked to different commercial banks and NGOs. The second stage of groups is those working properly and meeting at the time. It is passed first grading and gets revolving fund in case of DRDA promoted the self-help groups. Third stage of groups are those working properly loan distribution and recovery is very good and are in progress stage they passed second grading and also get revolving fund and approved final fund in case of DRDA promoted the groups. The specific information on selected SHGs with respect to membership working capital, saving, year-wise loan disbursement for different activates, recovery of loans outstanding and over dues were collected from each group.
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