1.Arjomandi, A., Valadkhani, A. and Harvie, C. 2010. An Analysis of Productivity Changes in the Iranian Banking Industry: a Bootstrapped Malmquist Approach, Department of Economics, University of Wollongong, Working Paper 08-10, 2010, 26p.

2.Berg, S.A., Forsund, F.R., Hjalmarsson, L. and Souminen, M. (1993). Banking efficiency in the Nordic countries. Journal of Banking and Finance, 17(2–3): 371–388.

3.Berger, A.N. and Humphrey, D.B. 1997. Efficiency of financial institutions: International survey and directions for future research. European Journal of Operational Research, 98(2): 175–212.

4.Bhat, A., Kachroo, K., Dwivedi, S. and Singh, S.P. 2019. Marketing Cost and Price Spread Analysis of Fruit and Vegetables of Udhampur district of Jammu and Kashmir, India. Indian Journal of Ecology, special issue(7): 77-80.

5.Fare, Grosskopf and Lovell, 1994. ‘Production Frontiers’, Cambridge University Press.

6.Fare, R., Grosskopf, S., Lindgren, B. and Roos, P. 1994a. Productivity Developments in Swedish Hospitals: A Malmquist Output Index Approach. In Charnes, A., Cooper, W.W., Y., L.A. & M., S.L. (Eds.) Data Envelopment Analysis: Theory, Methodology and Applications, Boston: Kluwer.

7.Fare, R., Grosskopf, S., Norris, M. and Zhang, Z. 1994b. Productivity Growth, Technical Progress, and Efficiency Change in Industrialized Countries, The American Economic Review, 84(1): 66-83.

8.Ferrier, G.D. and Lovell, C.A.K. 1990. Measuring cost efficiency in banking: Econometric and linear programming evidence. Journal of Econometrics, 46(1–2): 229–245.

9.Galab, S. and Vedam, B. 2018. Analysing Bank Productivity Using Malmquist Approach: A Case of Karnataka and Undivided Andhra Pradesh Regional Rural Banks (RRBs). Indian Journal of Agricultural Economics, 73(4): 515-530.

10.Ibrahim B.M. and Sasikala, P. 2014. Efficiency and Productivity Analysis of Puducherry Cooperative Banks by Using DEA Approach, International Journal of Scientific Research, 3(5): 375 – 378.

11.Kaur, M., Bhat, A., Singh, S.P., Sharma, R. and Gupta, L.M. 2020. Marketing Analysis of Marigold in Jammu Subtropics of Jammu and Kashmir. Economic Affairs, 65(1): 69-76.

12.Kumar, H., Bhat, A., Choudhary, P. and Sharma, M. 2022. Economic Analysis of production of Harad (Terminalia chebula) and constraints faced in its cultivation in Jammu. Indian Forester, 148(5): 245-255.

13.Muneer Babu, M. and Praveen, K. 2014. Productivity Change and Technical Efficiency in Indian Microfinance Institutions, Studies in Microeconomics, 2(2): 165–200.

14.Ravi, R. and Ghosh, A. 2021. Efficiency Analysis of Scheduled Commercial Banks of Bihar: An Outreach Perspective. Journal of Rural Development, pp. 424-441.

15.Rede, G.D. and Bhattacharyya, K. 2020. Efficiency of pomegranate growers: A data envelopment analysis. Economic Affairs, 65(2): 161-166.

16.Sahu, A., Kolar, P., Nahatkar, S. and Vani, G.K. 2022. Technical Efficiency of Wheat Production in Major Wheat Producing States of India: A Data Envelopment Analysis (DEA). Economic Affairs, 67(01 Spl.): 107-111.

17.Sharma, S. and Gupta, S. 2010. ‘Malmquist productivity and efficiency analysis for banking industry in India’, Int. J. Business Excellence, 3(1): 65–76.

18.Sharma, P.K. and Dwivedi, S. 2018. Economic Analysis of Pecan Nut Production: An Application of Input Oriented DEA Model. Economic Affairs, 63(1): 223-228.

19.Sherman, H.D. and Gold, F. 1985. Bank branch operating efficiency: Evaluation with data envelopment analysis. Journal of Banking and Finance, 9(2): 297–315.